Personal Finance Insights from Self-Employed Women #WMWeek17 @femmefrugality

Personal Finance Insights from Self-Employed Women #WMWeek17 @femmefrugality

Yesterday I had the privilege of organizing an event in honor of Women’s Money Week at Whetstone Workgroup. Since the patrons at Whetstone are self-employed, we set up a discussion with financial counselor Katharine Perry on saving for retirement when you’re self-employed (and female.)

I  learned a lot about what self-employed women are worried about when it comes to personal finance, and also got some insights from those who have done this freelancing gig for a lot longer than I have. I wanted to share some of that with you here today.

Read More

A Quick Hack To Raise Your Credit Score Before You Apply For Credit #WMWeek17 @OwnYourMoney

A Quick Hack To Raise Your Credit Score Before You Apply For Credit #WMWeek17 @OwnYourMoney

Managing your credit — credit cards and your credit scores in particular — can seem so confusing and even a little scary.

You don’t want to do anything to hurt it, but it seems like even the smallest wrong move can hurt your credit score. (Plus, it is so hard to know what a wrong move is, when even just having a high current outstanding balance can hurt it.) And even the smallest ding on your credit could affect the rate you get, or worse, if you even get the credit card or loan.

Read More

Do Women Really Have Different Financial Planning Needs? #WMWeek17 @marybstorj

Do Women Really Have Different Financial Planning Needs? #WMWeek17 @marybstorj

The fight for female equality has been underway for more than a century. Since then, voting, birth control and other rights have been achieved. But not every woman is aware that there’s still a huge discrepancy in how financially prepared men and women are when it comes to retirement.

Read More

How One Decision Can Lead to a Comfortable Retirement #WMWeek17 @ClaudiaRwealth

How One Decision Can Lead to a Comfortable Retirement #WMWeek17 @ClaudiaRwealth

In celebration of the 6th annual Women’s Money Week, see this post below about retirement investing. #WMWeek17

Gone are the days of the pension plan.

Most employers have decided that it’s the responsibility of the employees to provide for themselves in retirement. That’s partially because pension plans are essentially unsustainable.

Read More

How Women Can Invest in Retirement #WMWeek17 @jsoniaedwards

How Women Can Invest in Retirement #WMWeek17 @jsoniaedwards

Some persons have the mistaken notion that they already make contribution to Social Security and that should guarantee them an income on which they can live when they retire. It is important for women to be aware that a social security pension is only one part of making proper provision for their retirement years. Are you ready to live on 40% of your current earnings?

Read More

The Best Robo-Advisors for Women #WMWeek17 @roboadvisorpros

The Best Robo-Advisors for Women #WMWeek17 @roboadvisorpros

Ladies: searching for the best robo-advisors for women is essential if you are looking to make the most of your investments while still staying true to your investing style.

Although everyone begins investing with the same end goal in mind – increasing net worth – the ways men and women go about investing can differ greatly. As women tend to be more conservative and steadfast when choosing an investment strategy, the robo-advisor field is is waking up to their needs and tailoring algorithms specifically for women.

Read More

Investing Lazy Portfolios Drill Down #WMWeek17 @barbfriedberg

 Investing Lazy Portfolios Drill Down  #WMWeek17 @barbfriedberg

Are you interested in a market beating approach with less volatility? 

Do you want a set it and forget it investment plan? 

Are you curious about a 3 fund portfolio that beat out “Yale U’s Unconventional” Lazy portfolio? (There’s more to this than meets the eye)

Read More

A Big Mistake Most People Make As Their Salary Increases #WMWeek17 @ClaudiaRwealth

A Big Mistake Most People Make As Their Salary Increases #WMWeek17 @ClaudiaRwealth

In celebration of the 6th annual Women’s Money Week, see this post below about spending to match your income. #WMWeek17

I venture to guess that when you were growing up your parents told you that you needed to get a good education so that when you graduated you could get a great job.

So you did just that. Fast forward to today, you’ve been working for years.

Read More

Everything You Need to Know About Your Credit Score #WMWeek17 @JulieMaccCredit

Everything You Need to Know About Your Credit Score #WMWeek17 @JulieMaccCredit

Not everyone has a Credit Score. In order to have a credit score your credit file has to meet certain minimum standards to be score able. Failure to meet the below guidelines with any of the 3 bureaus, Equifax, Trans Union and Experian and you will not have enough information to generate a score and you will see a zero in place of a score:

Read More

How To Save More Money & Still Enjoy Life #WMWeek17 @journeytolaunch

How To Save More Money & Still Enjoy Life #WMWeek17 @journeytolaunch

In a perfect world, we all want to improve our finances by saving more, spending less and avoiding debt. Often, what holds us back from making trans-formative changes to our finances, is the fear that we will be in essence giving up the things we enjoy the most

Read More

Save More Money This Year with Savings Challenges #WMWeek17 @shoeaholicnomor

Save More Money This Year with Savings Challenges #WMWeek17 @shoeaholicnomor

Is one of your resolutions this year to save more money? If so, you are not alone.

Many people are striving to save more money this year, but they don’t know where to begin. Others make a valiant effort to save more money at the beginning of the year but by Spring Break they are ready to give up on their goal.

This year you can make sure you save more money by creating accountability, and using your competitive side to your advantage, with one of these savings challenges.

Plus, I even created some helpful downloadable charts to help keep you on track!

Read More

5 Tips to Get Rich and Build Wealth #WMWeek17 @barbfriedberg

5 Tips to Get Rich and Build Wealth #WMWeek17 @barbfriedberg

I remember, decades ago, scrimping and saving for the future. Living well beneath our moderate salary and saving and investing for the future. Decades later, the results are astounding. During the life of our family, we made hard decisions. We focused on slashing the costs of the big ticket items, such as our home and cars, as well as the smaller ones:

Read More

Financial Security for Women: Closing the Gender Wage Gap #WMWeek17 @sst_gary

Financial Security for Women: Closing the Gender Wage Gap #WMWeek17 @sst_gary

This week, January 1-7 2017, is National Women’s Money Week #WMWeek17 and there is no better time to learn about, discuss, and attempt to correct the disadvantages that women face in the world of personal finance and in their own financial future. I think we are all quite familiar with what is known as the gender wage gap, the fact that women earn less than 80% of what men do

Read More

You’re worth more than you know #WMWeek17 @SDMInvest

You’re worth more than you know #WMWeek17 @SDMInvest

This time of year can bring about a lot of anxiety and feelings of earning inadequacies. When we look back over our previous year, we may feel that we didn’t make as much money based on our perceived worth. Your feelings are very real and you shouldn’t go about the new year being unhappy, angry or frustrated about your earnings. Making more money in 2017 can be as simple as 1-2-3, if you understand how you earn your money. Imagine if you lost your job and your income suddenly stopped. How would you generate income? While the well may have run dry from your labor (job), your “assets”, “resources”, and your “potential income” are still there. 
 

Read More

Ways of Making Money Online that You May be Overlooking #WMWeek17 @ thewahwife

Ways of Making Money Online that You May be Overlooking #WMWeek17 @ thewahwife

When it comes to ways of making money online, our minds usually head straight to things like customer service for a company such as Amazon or blogging – because that’s what everybody is doing. Right? Well, there are so many options in between that you may be overlooking.

Read More