Double Your Down Payment Savings

Double Your Down Payment Savings

Buying a home is a big financial goal, however saving for the down payment can be a major roadblock. There are several different routes to achieving this goal. When the lease on the apartment my boyfriend and I rent was nearing expiration, we considered buying a home. In the process, we discovered a savings program, called a ‘matched savings’ program, to help speed up down payment savings.

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Is the Mortgage Tax Deduction in Your Best Interest?

Is the Mortgage Tax Deduction in Your Best Interest?

So tax season is upon us, and if you’re paying on a mortgage, you probably feel pretty excited about the home mortgage tax deduction that comes with it. After all, everyone says that you should hold off on fully repaying your mortgage because the tax deduction saves you money. Unfortunately, that common sense advice isn’t really sensible at all, and may actually be costing you money.

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Where Does Your Money Go?

Where Does Your Money Go?

Have you ever had such a terrible customer service experience or been charged so many fees at your bank that you seriously considered closing your accounts, but didn’t because, well, would another corporate bank be any different? Credit unions are a viable alternative to big banks. After a terrible customer service experience, this was exactly the course I took.

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Personal Finance Insights from Self-Employed Women #WMWeek17 @femmefrugality

Personal Finance Insights from Self-Employed Women #WMWeek17 @femmefrugality

Yesterday I had the privilege of organizing an event in honor of Women’s Money Week at Whetstone Workgroup. Since the patrons at Whetstone are self-employed, we set up a discussion with financial counselor Katharine Perry on saving for retirement when you’re self-employed (and female.)

I  learned a lot about what self-employed women are worried about when it comes to personal finance, and also got some insights from those who have done this freelancing gig for a lot longer than I have. I wanted to share some of that with you here today.

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Do Women Really Have Different Financial Planning Needs? #WMWeek17 @marybstorj

Do Women Really Have Different Financial Planning Needs? #WMWeek17 @marybstorj

The fight for female equality has been underway for more than a century. Since then, voting, birth control and other rights have been achieved. But not every woman is aware that there’s still a huge discrepancy in how financially prepared men and women are when it comes to retirement.

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How One Decision Can Lead to a Comfortable Retirement #WMWeek17 @ClaudiaRwealth

How One Decision Can Lead to a Comfortable Retirement #WMWeek17 @ClaudiaRwealth

In celebration of the 6th annual Women’s Money Week, see this post below about retirement investing. #WMWeek17

Gone are the days of the pension plan.

Most employers have decided that it’s the responsibility of the employees to provide for themselves in retirement. That’s partially because pension plans are essentially unsustainable.

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How Women Can Invest in Retirement #WMWeek17 @jsoniaedwards

How Women Can Invest in Retirement #WMWeek17 @jsoniaedwards

Some persons have the mistaken notion that they already make contribution to Social Security and that should guarantee them an income on which they can live when they retire. It is important for women to be aware that a social security pension is only one part of making proper provision for their retirement years. Are you ready to live on 40% of your current earnings?

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The Best Robo-Advisors for Women #WMWeek17 @roboadvisorpros

The Best Robo-Advisors for Women #WMWeek17 @roboadvisorpros

Ladies: searching for the best robo-advisors for women is essential if you are looking to make the most of your investments while still staying true to your investing style.

Although everyone begins investing with the same end goal in mind – increasing net worth – the ways men and women go about investing can differ greatly. As women tend to be more conservative and steadfast when choosing an investment strategy, the robo-advisor field is is waking up to their needs and tailoring algorithms specifically for women.

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Investing Lazy Portfolios Drill Down #WMWeek17 @barbfriedberg

 Investing Lazy Portfolios Drill Down  #WMWeek17 @barbfriedberg

Are you interested in a market beating approach with less volatility? 

Do you want a set it and forget it investment plan? 

Are you curious about a 3 fund portfolio that beat out “Yale U’s Unconventional” Lazy portfolio? (There’s more to this than meets the eye)

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How To Save More Money & Still Enjoy Life #WMWeek17 @journeytolaunch

How To Save More Money & Still Enjoy Life #WMWeek17 @journeytolaunch

In a perfect world, we all want to improve our finances by saving more, spending less and avoiding debt. Often, what holds us back from making trans-formative changes to our finances, is the fear that we will be in essence giving up the things we enjoy the most

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Save More Money This Year with Savings Challenges #WMWeek17 @shoeaholicnomor

Save More Money This Year with Savings Challenges #WMWeek17 @shoeaholicnomor

Is one of your resolutions this year to save more money? If so, you are not alone.

Many people are striving to save more money this year, but they don’t know where to begin. Others make a valiant effort to save more money at the beginning of the year but by Spring Break they are ready to give up on their goal.

This year you can make sure you save more money by creating accountability, and using your competitive side to your advantage, with one of these savings challenges.

Plus, I even created some helpful downloadable charts to help keep you on track!

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5 Tips to Get Rich and Build Wealth #WMWeek17 @barbfriedberg

5 Tips to Get Rich and Build Wealth #WMWeek17 @barbfriedberg

I remember, decades ago, scrimping and saving for the future. Living well beneath our moderate salary and saving and investing for the future. Decades later, the results are astounding. During the life of our family, we made hard decisions. We focused on slashing the costs of the big ticket items, such as our home and cars, as well as the smaller ones:

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How To Stop Procrastinating Emotionally & Have The “Money Talk” With Your S.O. #WMWeek17 @maggiegermano

How To Stop Procrastinating Emotionally & Have The “Money Talk” With Your S.O.  #WMWeek17 @maggiegermano

I’m sure you’ve heard it before, but money is reported to be one of the top reasons for relationship discord. And no, it’s not due to the lack of money. It’s the lack of compatibility and communication about money. But it’s not hopeless. There are constructive ways to have these conversations while making sure you’re being heard and understood by your partner.

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