The Facts Behind your Credit Score

The Facts Behind your Credit Score

I think we all know that credit is important. Knowing what credit is, how your score is created, the variations among the credit factors that lenders examine, and the fairly recent progress in consumer credit report access will make you a more informed consumer who can use her credit wisely. 

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Credit that Cares for You

Credit that Cares for You

Real talk: Paying for medical care is stressful and expensive. Even if you are fortunate enough to have insurance through your employer, coming up with co-pays on top of the premiums can make your budget, or your savings, cry. When you pay for an individual insurance plan, the situation often becomes more stressful.

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Credit 101

Credit 101

Credit often feels like a mysterious and treacherous aspect of personal finance when you are young and/or just beginning your money management journey. Despite its reputation, credit is a tool that with responsible use will improve your financial standing. Before you embark on the journey of seeking credit, it is important to know how credit and credit scores work so you don’t accidentally end up in hot financial water.

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Everything You Need to Know About Your Credit Score #WMWeek17 @JulieMaccCredit

Everything You Need to Know About Your Credit Score #WMWeek17 @JulieMaccCredit

Not everyone has a Credit Score. In order to have a credit score your credit file has to meet certain minimum standards to be score able. Failure to meet the below guidelines with any of the 3 bureaus, Equifax, Trans Union and Experian and you will not have enough information to generate a score and you will see a zero in place of a score:

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3 Solid Reasons to Keep Your Finances Separate #WMWeek17 @mmarquit

3 Solid Reasons to Keep Your Finances Separate #WMWeek17 @mmarquit

We hear all the time that you should combine finances when you combine lives. Here are some reasons to keep your finances separate even after you get married. It’s pretty much taken as an article of faith that marriage means combining finances with your S.O.

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Your Marriage is in Jeopardy before it Starts #WMWeek17 @emily4families

Your Marriage is in Jeopardy before it Starts #WMWeek17 @emily4families

For those of you who are planning your 2017 wedding, I invite you to consider investing in the health and longevity of your MARRIAGE in the best way possible.  How?

By knowing how to talk about the most taboo subject in relationships… …MONEY!

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