Money Talks. You Should, Too.

Money Talks. You Should, Too.

I think we can all agree that talking about our finances is uncomfortable, especially if your finances are not in the best health. Fortunately, you  do not need to broach this subject with everyone you meet. However you do need to be able to communicate with your significant other about money, especially in serious relationships.

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The Life of an Emotional Shopper

The Life of an Emotional Shopper

Let’s be honest. Spending money is emotional. Finding a “bargain” is very emotionally satisfying, and buying things for loved ones feels good - even when it makes more financial sense not to spend. While it is important to train your rational brain to manage your money, you also need to acknowledge the emotional motivations that drive your spending habits. Understanding why you spend helps guide you to the most effective method for you to change that spending habit.

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Healthy Budget Habits

Healthy Budget Habits

So, you use your budget, yet somehow at the end of the month you discover you overspent. We have all been there; it can be hard to remember your budget while shopping. A budget is not a static document that you write and leave alone, but a working and responsive tool for money management. Try these healthy habits and easy to use tools to stay in tune with your budget throughout the month.

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Preparing for Unexpected Financial Challenges

Preparing for Unexpected Financial Challenges

I think most of us agree that saving money is important, but are we putting our money where our proverbial mouths are? According to a 2015 survey, 35% of American’s had no savings, and 34% had less than $1,000. This means that 69% of Americans are financial fragile. When life starts throwing curve-balls at them, these individuals and families likely will not have the necessary funds to meet the challenge(s). It also begs the question: “Is just one savings fund enough to meet all my life’s financial challenges?”

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What are You Saving for?

What are You Saving for?

We all know that saving a little bit of money here and there throughout the month is one of the best strategies for accumulating savings. However, it can be difficult to keep that in mind while you’re shopping, especially if your goal is generalized to “save money”.

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Are the Budget Blues Bringing You Down?

Are the Budget Blues Bringing You Down?

If you’ve followed my writing, I’m sure you’ve noticed several articles on budgeting. Why so many? Because a budget is one of the most valuable tools for understanding, managing, and growing your money. Yet it seems to me that many people break-out in a cold sweat the moment I say “budget”.

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Plan your Meals; Plan your Spending

Plan your Meals; Plan your Spending

Making food at home is an easy way to trim your spending, but it can often feel difficult to fit in cooking, and clean-up, within daily life. A few months ago, my boyfriend and I started meal planning to save money and eat healthier and so far, we’re achieving our goal.

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Don't Drive into Debt

Don't Drive into Debt

Now that tax, and tax return, season is upon us, maybe you’re thinking about purchasing a car. A tax return can make a solid down payment on a car. Because cars are a depreciating investment, it is important to find a reliable car that fits your budget and won’t break down, causing extra bills and stress

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Romance on a Budget

Romance on a Budget

So Valentine’s Day is 10 days away and you still don’t have a gift for your significant other. Don’t worry, I’ve also been procrastinating, but we’re going to get through this together. I’ve compiled a list of low-budget gifts and dates to help us make Valentine’s a success on a budget.

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A Rose on Any Other Day

A Rose on Any Other Day

If you’ve recently visited a store, you know Valentine’s Day is almost here. I’m a huge romantic sap and love the idea of Valentine’s Day, but the hype is a little out of control. Yes, chocolate is delicious and roses are pretty, but they are also expensive extras. While it is definitely important to take time to appreciate your significant other, and Valentine’s Day is a good day to do so, it’s important not to break the bank in the process.

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Stop Letting Your Money Manage You

Stop Letting Your Money Manage You

Confession time… I have never had a formal budget. I would put money aside for my bills, but as far as groceries, gas, and all my other spending, it was a free for all. Honestly, I was scared of writing a budget because it meant I would have to face up to my bad spending habits.

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3 Solid Reasons to Keep Your Finances Separate #WMWeek17 @mmarquit

3 Solid Reasons to Keep Your Finances Separate #WMWeek17 @mmarquit

We hear all the time that you should combine finances when you combine lives. Here are some reasons to keep your finances separate even after you get married. It’s pretty much taken as an article of faith that marriage means combining finances with your S.O.

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Your Marriage is in Jeopardy before it Starts #WMWeek17 @emily4families

Your Marriage is in Jeopardy before it Starts #WMWeek17 @emily4families

For those of you who are planning your 2017 wedding, I invite you to consider investing in the health and longevity of your MARRIAGE in the best way possible.  How?

By knowing how to talk about the most taboo subject in relationships… …MONEY!

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Budgeting: There's an App for that

Budgeting: There's an App for that

Budget, budget, who’s got the budget? Not me, I’m afraid. A budget is one of those things I know I should have but just haven’t quite figured out. Luckily, there’s an app for that! Actually, there are a lot of apps for that and I decided to review the top three (according to iTunes ratings) to see which app fits my needs best, and might just fit yours too!

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Don't Let Thanksgiving Gobble Your Money!

Don't Let Thanksgiving Gobble Your Money!

The holiday season approaches, heralded by cold weather and Thanksgiving. Even (especially) turkeys know the holidays are stressful. Between higher power bills, gathering relatives, mass cooking, and gifts it’s a wonder any of us make it through. Although we’re not quite to Thanksgiving, winter holidays loom in the background. For now, let’s  make it through Turkey Day with minimal financial stress.

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Acorns to Assets: Preparing Financially for 2017

Acorns to Assets: Preparing Financially for 2017

So 2017 is approaching and your financial situation is less than ideal. Believe me, a broke college graduate, when I say I understand. But it’s time to take that mess and sort it out. A scary prospect? Absolutely. But one of the most important things to remember is that building a stable financial life is a process. It’s not going to happen overnight, and that’s okay. I have a few tips and tricks to help begin the process of turning your financial acorns into 2017’s assets.

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