Don't Drive into Debt

Don't Drive into Debt

Now that tax, and tax return, season is upon us, maybe you’re thinking about purchasing a car. A tax return can make a solid down payment on a car. Because cars are a depreciating investment, it is important to find a reliable car that fits your budget and won’t break down, causing extra bills and stress

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Is the Mortgage Tax Deduction in Your Best Interest?

Is the Mortgage Tax Deduction in Your Best Interest?

So tax season is upon us, and if you’re paying on a mortgage, you probably feel pretty excited about the home mortgage tax deduction that comes with it. After all, everyone says that you should hold off on fully repaying your mortgage because the tax deduction saves you money. Unfortunately, that common sense advice isn’t really sensible at all, and may actually be costing you money.

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Where Does Your Money Go?

Where Does Your Money Go?

Have you ever had such a terrible customer service experience or been charged so many fees at your bank that you seriously considered closing your accounts, but didn’t because, well, would another corporate bank be any different? Credit unions are a viable alternative to big banks. After a terrible customer service experience, this was exactly the course I took.

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Romance on a Budget

Romance on a Budget

So Valentine’s Day is 10 days away and you still don’t have a gift for your significant other. Don’t worry, I’ve also been procrastinating, but we’re going to get through this together. I’ve compiled a list of low-budget gifts and dates to help us make Valentine’s a success on a budget.

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A Rose on Any Other Day

A Rose on Any Other Day

If you’ve recently visited a store, you know Valentine’s Day is almost here. I’m a huge romantic sap and love the idea of Valentine’s Day, but the hype is a little out of control. Yes, chocolate is delicious and roses are pretty, but they are also expensive extras. While it is definitely important to take time to appreciate your significant other, and Valentine’s Day is a good day to do so, it’s important not to break the bank in the process.

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Stop Letting Your Money Manage You

Stop Letting Your Money Manage You

Confession time… I have never had a formal budget. I would put money aside for my bills, but as far as groceries, gas, and all my other spending, it was a free for all. Honestly, I was scared of writing a budget because it meant I would have to face up to my bad spending habits.

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Personal Finance Insights from Self-Employed Women #WMWeek17 @femmefrugality

Personal Finance Insights from Self-Employed Women #WMWeek17 @femmefrugality

Yesterday I had the privilege of organizing an event in honor of Women’s Money Week at Whetstone Workgroup. Since the patrons at Whetstone are self-employed, we set up a discussion with financial counselor Katharine Perry on saving for retirement when you’re self-employed (and female.)

I  learned a lot about what self-employed women are worried about when it comes to personal finance, and also got some insights from those who have done this freelancing gig for a lot longer than I have. I wanted to share some of that with you here today.

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A Quick Hack To Raise Your Credit Score Before You Apply For Credit #WMWeek17 @OwnYourMoney

A Quick Hack To Raise Your Credit Score Before You Apply For Credit #WMWeek17 @OwnYourMoney

Managing your credit — credit cards and your credit scores in particular — can seem so confusing and even a little scary.

You don’t want to do anything to hurt it, but it seems like even the smallest wrong move can hurt your credit score. (Plus, it is so hard to know what a wrong move is, when even just having a high current outstanding balance can hurt it.) And even the smallest ding on your credit could affect the rate you get, or worse, if you even get the credit card or loan.

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Do Women Really Have Different Financial Planning Needs? #WMWeek17 @marybstorj

Do Women Really Have Different Financial Planning Needs? #WMWeek17 @marybstorj

The fight for female equality has been underway for more than a century. Since then, voting, birth control and other rights have been achieved. But not every woman is aware that there’s still a huge discrepancy in how financially prepared men and women are when it comes to retirement.

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How One Decision Can Lead to a Comfortable Retirement #WMWeek17 @ClaudiaRwealth

How One Decision Can Lead to a Comfortable Retirement #WMWeek17 @ClaudiaRwealth

In celebration of the 6th annual Women’s Money Week, see this post below about retirement investing. #WMWeek17

Gone are the days of the pension plan.

Most employers have decided that it’s the responsibility of the employees to provide for themselves in retirement. That’s partially because pension plans are essentially unsustainable.

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How Women Can Invest in Retirement #WMWeek17 @jsoniaedwards

How Women Can Invest in Retirement #WMWeek17 @jsoniaedwards

Some persons have the mistaken notion that they already make contribution to Social Security and that should guarantee them an income on which they can live when they retire. It is important for women to be aware that a social security pension is only one part of making proper provision for their retirement years. Are you ready to live on 40% of your current earnings?

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The Best Robo-Advisors for Women #WMWeek17 @roboadvisorpros

The Best Robo-Advisors for Women #WMWeek17 @roboadvisorpros

Ladies: searching for the best robo-advisors for women is essential if you are looking to make the most of your investments while still staying true to your investing style.

Although everyone begins investing with the same end goal in mind – increasing net worth – the ways men and women go about investing can differ greatly. As women tend to be more conservative and steadfast when choosing an investment strategy, the robo-advisor field is is waking up to their needs and tailoring algorithms specifically for women.

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Investing Lazy Portfolios Drill Down #WMWeek17 @barbfriedberg

 Investing Lazy Portfolios Drill Down  #WMWeek17 @barbfriedberg

Are you interested in a market beating approach with less volatility? 

Do you want a set it and forget it investment plan? 

Are you curious about a 3 fund portfolio that beat out “Yale U’s Unconventional” Lazy portfolio? (There’s more to this than meets the eye)

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A Big Mistake Most People Make As Their Salary Increases #WMWeek17 @ClaudiaRwealth

A Big Mistake Most People Make As Their Salary Increases #WMWeek17 @ClaudiaRwealth

In celebration of the 6th annual Women’s Money Week, see this post below about spending to match your income. #WMWeek17

I venture to guess that when you were growing up your parents told you that you needed to get a good education so that when you graduated you could get a great job.

So you did just that. Fast forward to today, you’ve been working for years.

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